There's this quiet worry in the back of your mind, isn't there?
"What if I get sick and can't work? What happens to my children's school fees?"
"If something happens to me, how will my spouse manage?"
"Is my Sacco savings actually enough for retirement?"
"What if SHA doesn't cover a serious medical emergency?"
Maybe you're a civil servant worried about your kids' university fees. Maybe you're a business owner who knows your family depends entirely on you staying healthy. Maybe you're just trying to plan for retirement but don't know if you're on the right track.
You've thought about getting a proper plan in place. But every time you look into it, the information is confusing, the agents are pushy, and honestly, it feels overwhelming.
So you keep putting it off. Hoping nothing bad happens before you figure it out.
Hi, I'm Jane Sheba. And I Know What It's Like to Have Nothing.

I was raised as an orphan in Mathare, one of Nairobi's toughest slums.
I watched people around me work themselves to death, only to leave their families with debt and despair. I decided that would never be me, nor the world around me.
For 8 years, I worked as a debt collector for Kenya's biggest banks, KCB, Commercial Bank of Africa. I called people every single day who were drowning in debt they didn't understand.
Instead of judging them, I listened. I asked: "What happened? How did you get here? And how can I help you get out?" and worked it out.


That's when I realized: Most people don't fail financially because they're lazy or reckless. They fail because nobody taught them how to plan.
So I switched sides.
Today, I'm a Liberty Assurance Financial Advisor, and I help Kenyan families do what I did: go from nothing to somewhere.

No Judgment
Whether you're in debt, have no savings, or have put this off for years, I've seen it all. We start where you are, not where you "should" be.

No Confusing Jargon
I explain everything in plain language. If something doesn't make sense, that's on me to explain better, not on you to understand.

No Pressure
This isn't about selling you the most expensive policy. It's about building a plan that protects your family without breaking your budget.

Just Clarity
You'll walk away knowing exactly what you need, what it costs, and what happens if you do nothing.
“We didn’t know where to start with our financial needs. JaneSheba handled it all - we're so glad we're protected.” — Alex, Ngong
When I worked in debt recovery, I met people just like you. Hardworking civil servants. Successful business owners. Loving parents. Great citizens of Kenya.
They all had one thing in common they thought they had time.
Then something happened:
A medical emergency cleaned out their savings.
A job loss forced them to borrow at crushing interest rates.
A death left the family scrambling to pay for school fees and funerals.
These weren't bad people. They weren't reckless. They were just like you working hard, trying their best, hoping nothing bad would happen before they got around to "figuring it out."
Wouldn't it be better to KNOW your family will be okay regardless of what happens?

Children's Education
Is it protected if something happens to you?

Wealth Assessment
Could you/your family survive financially if you couldn't work?

Medical Cover
Is NHIF actually enough for a serious emergency?

Retirement Plan
Will your Sacco savings cover your retirement?
Your Family Deserves Peace of Mind
Take the free assessment and see where you stand.
